Personal Finance Lifestyle Creep: Why Earning More Doesn’t Always Feel Like More The subtle (and often not-so-subtle) spending increases that can erode financial security as your income grows
Credit Cards The Financial Hot Potato: 0% Interest Credit Cards and Balance Transfers 0% interest credit card promotions—how they work, their risks, and why lenders offer them as a financial lifeline or potential debt trap
Credit Cards Debunking 4 Common Credit Myths A small collection of common misunderstandings I've corrected for friends over the years.
Credit Cards Limit Testing with Credit Limits Just because you have it, doesn't mean you should use it.
Credit Cards Your Credit Journey: A Simple Guide to Building Strong Credit An explainer series to understanding and improving your credit
Credit Cards Min-Maxing | Credit History Some "hacks" and a thought experiment about long-term optimization
Credit Cards Credit Scores | A Brief Intro ...and a slight rant on why they make no sense. If you know nothing about credit scores, know that it’s simply a number that shows how good of a borrower you are to anyone that might want to lend you money. Here are a few ways of understanding why
Getting Personal My Credit Journey So Far An "about me" and why I might have something interesting to say about credit cards
Personal Finance Time Value of Money A powerful concept to understand the importance of investing, cash today, and how inflation quietly erodes our potential wealth.
Personal Finance Rainy Day Funds (and Why You Need One) Rainy day funds are the foundation of any good wealth-building lifestyle and protect you against life's expected unexpected curveballs.
Credit Cards Your Credit Score, Explained. Credit scores are a single number that attempts to represent how responsible you are as a borrower. Think of it the same way we use Amazon ratings to determine what product to buy or how we use Google ratings to determine where to eat.
