Multifamily Cap Rates: Decode the Math to Maximize Returns

Understanding cap rates to invest smarter in multifamily properties

Evaluating Multifamily Properties: House Hacking and Cash-on-Cash Return

Learn to evaluate multifamily properties, even if you’re living in one, with this guide to cash-on-cash return

Boston's Neighborhoods: The Buy-Case for Affordable Growth

Exploring and building a case for key Boston neighborhoods for first-time buyers

Real Estate vs. the S&P 500: How Prices and Returns Compare Nationally and in Boston

A case study into whether the opportunity cost of homeownership even makes sense.

The Upside of Homeownership

How cash flow, equity, and leveraged appreciation can tilt the equation towards buying

How much happiness does money buy you?

Apparently unlimited amounts for the happiest among us and a ceiling for the saddest

Lifestyle Creep: Why Earning More Doesn’t Always Feel Like More

The subtle (and often not-so-subtle) spending increases that can erode financial security as your income grows

The Price-to-Rent Ratio: Should You Rent or Buy in Boston?

A ratio to make smarter financial decisions about renting or buying (in Boston’s competitive housing market)

House-Hacking: Turning Your Home Into an Investment

Thoughts on the pros and cons of house-hacking: owning property, earning rental income, and leveraging low down payment loans to build equity and offset costs

Rethinking Real Estate: Why I’m Considering an FHA Loan for a Multifamily Property

How FHA loans and multifamily properties can turn low down payments into rental income, equity, and tax advantages—even for first-time buyers

The Financial Hot Potato: 0% Interest Credit Cards and Balance Transfers

0% interest credit card promotions—how they work, their risks, and why lenders offer them as a financial lifeline or potential debt trap

Debunking 4 Common Credit Myths

A small collection of common misunderstandings I've corrected for friends over the years.